Homemade Beef Stroganoff

Typically my wife and I will switch off between cooking to where she cooks more during the work week and I cook more on the weekend. Last night I came home from work expecting a casserole as I had mentioned we had stuff that would probably make a good casserole. Well, I was in for quite a treat last night as I came home to find some of the best beef stroganoff I've ever tasted. The sauce was creamy, but not tangy, and it was full of flavor. It had hints of spice, a touch of sweet, and was very balanced. Overall, a great meal!

Why I can't be an accountant

Lately, with my employment uncertainty I've felt the need to make my way to something that is less volatile and will likely never go away even when the robots arrive. I have most of the requirements done for a BA Business so I was thinking, "why I don't I just go back to school and complete a BA in Accountancy?"

It  sounds easy and it likely would be pretty straight forward to do. Accounting was always pretty easy for me to do. I have no idea why some struggle with it. Sure, it's boring trying to understand GAAP (Generally Accepted Accounting Principles), but the reality is everything just has to balance out and it's not that hard if you have some perseverance.

The problem?
Accountants do not create anything, besides spreadsheets and presentations. Sure there is some creativity in there, but there is no taking of an original idea and forming it into something tangible. I think I finally discovered that throughout the last 10 or so years that I've been working that I have the most satisfaction when I am creating/building something. I do enjoy solving problems, but if those problems are excel spreadsheet formula issues I tend to go crazy.

new coffee maker at the other office

This is me trying to figure this thing out . . . yeah I am a little slow with new toys sometimes.

I'd rate the coffee as average. The experience however is awesome.

Mobile blogging

Just purchased a Motorola Photon Q 4G LTE phone this afternoon. Overall I am surprised with the device. I didn't think much of the tactile keyboard at first. I thought it was kind of a legacy feature, but this sure feels nice! Perhaps I will blog more now...stranger things have happened. :)

The Emergency Fund

A lot of financial gurus and bloggers advocate saving at least $1,000 before doing anything else such as paying off debts, investing, etc. For me, getting the 1,000 isn't hard. The hard part is keeping it. I definitely enjoy having a high balance checking account, but part of the problem is that the money is just too accessible. The question becomes, where do I park my money? What's the best way to safely keep my emergency fund? Certificate of Deposit? Savings Account? Mutual Fund? Savings Bond? Mattress?

Keep in mind I am only talking about starting an emergency fund and keeping it at least $1,000 -- one should  obviously save much more than this, but the goal is just to get 1,000 saved and not touch it.

With the goal in mind let's take a look at some of the ways we can safely keep our Emergency Fund.

1. Certificate of Deposit: Not a bad option, the purchase amount can sometimes be as low as 100 and the rate of return averages somewhere around 0.30% for a 12 month $1000 CD.

Pros: money is moderately accessible -- might take 1-5 days to access funds; earns interest

Cons: if you need the money you likely will have to sell the entire CD; penalty for early withdrawal (penalty varies by institution)

2.  Savings Account: It's definitely good to keep some cash in your savings account, but a lot of times your savings account will be a mouse click away from your checking account and just one swipe away from your debit card.

Pros: money is very accessible; earns interest.

Cons: money is too accessible; interest rates are terrible for savings accounts at most banks.

3. Mutual Fund: Definitely risky, but the rewards could be good.

Pros: money is accessible (if you have a bank account with your brokerage), potentially high returns

Cons: value of funds could shift widely-- the original 1K may lose value; there is also a lot of time and research required to choose the appropriate mutual funds.

4. U.S. Savings Bonds (Series I): Similar to the CD, but there are some distinct advantages.

Pros: money is moderately accessible -- 1-3 days; denominations can be as small as $50; earns fairly good interest-- 1.73% at the time of this article; earns interest for up to 30 years.

Cons: early withdrawal penalty (last 3 months interest forfeited if withdrew before 5 years); money cannot be accessed for the first 12 months.

5. Mattress: Just a bad idea all around. Leave a $20.00 under your mattress. Next time you move you will have pizza money.

For me? My choice is this: 500 in savings bonds and 500 in a non-linked savings account that does not have a debit card attached to it. I would advocate if you can afford to put away the first 500 in bonds you should do it because there is no way for you to get to that money in the first year and it will be money saved. And it will be money earning good interest. It will be earning such good interest (at the moment) that you may get excited and buy more, which is not a bad thing if your debt is under control (eliminated or shrinking).

Oracle PLS-00323: Simple tip

Creating your first Oracle Package in Visual Studio?

Run into this frustrating error:  "PLS-00323: subprogram or cursor 'GETCURSORS' is declared in a package specification and must be defined in the package body"?

Did you mess with the parameter names in the package body?

Well if you did you need to change parameters within the Procedure Specifications! This seems mind numbingly simple, but the first time you encounter this error it take you a while to figure out why.

Hope this helps! Happy Coding!

-K

Hello World

This is the third blog I've started. I deleted my first blog because I felt it was too sloppy and just not me. I probably should have kept it since it showed some of my personal growth during college, but alas I deleted it and it is gone forever from the internet. I recently tried starting a blog on tumblr, but I felt the name was wrong and just gave it up. I've always enjoyed blogger much more. So here I am again world.

The sole purpose of this blog is personal improvement and development. I might talk about what I am cooking, a trick I learned at work, or a recent trip I've taken. I promise to be as honest as possible in this endeavor as I've found that the blogs I keep returning to year after year tend to be the ones that give you a vivid account of someone elses life. Those blogs keep you pining for more and you want to find out as many details as possible. I don't intend to write for a big audience, but who knows where this could lead.

So on to some things I want to accomplish. . .

#1 Improve my posture

#2 Develop more healthy lifestyle with more exercise and such

#3 Climb more mountains (hopefully this year I will get to climb Rainier)

#4 Graduate from College; I have started and stopped and dropped out over the years and I have debt still and I am at a point where I just want to finish already.

#5 Finish all my projects at work so I can feel confident in looking for a new job (I feel like I need to start looking next winter for a new job because my current company is not on the most solid financial ground--they have reserves and may make it longer than I can foresee, but I just want something more secure since I am getting married this year)

#6 Become a better programmer; I am very good at the database world and that is how I got my current job, but to get ahead in this world I really need to improve my Object Oriented Programming skill set. I know I can do this, but sometimes I get stuck with a problem and tend to give up on it.

#7 Become an indepedent expert / have my own consulting type business --this will take a while

#8 Improve my writing; sometimes I have poor style and forget to proof read what I write

#9 Get out of debt/ max out my 401k for the next 30 years / have good cash flow and more than one source of income